Your available balance is up to 50% of your "gross pay" for the hours that you have worked, and not yet been paid for.

Why isn't it 100%?

We want to make sure you have a safe payday. We hold back a portion of your earnings to cover:

• Taxes: Federal, State, and Social Security.
• Benefits: Your health insurance or 401k.
• Safety: To ensure you have enough left to repay any transfers you made during the week.

What increases my balance?

• 🕙 Hourly Workers: If you are hourly, your balance updates as your manager approves your shifts.
• 📆 Salaried Workers: If you are salaried, your balance grows daily as a proportion of your annual base salary.

Why might my balance decrease?

• A few days before payday, your employer "locks" your previous pay period to calculate your check.
• Since those wages are now being turned into your paycheck, they are no longer "available" to transfer.
• You will still see an available balance for any new shifts you have worked in the current pay period.

See the math for yourself

Want to see the exact breakdown? Tap Track on the navigation bar. This will show you exactly how we reached your current number.